Search Summary:

An Employment Credit Report provides a credit history of the applicant, with public records such as bankruptcies, and may include previous employers, addresses and other names used.

Please note: Employment Credit Reports do not include a FICO/Beacon score and are ‘soft inquiries’ which do not impact credit scores.

Information Reported:

  • Seven Year Credit History
  • High/Low Balance
  • Payment Patterns
  • Bankruptcies
  • May include Previous Employers, Addresses and Akas

Average Turn-Around:

Same Day

Limitations/Notes:

In order to be approved to process Credit Reports through Occuscreen, an onsite inspection must be completed.  Occuscreen can facilitate this process for you.  Also, please note; an employment credit report should only be requested when it is specifically relevant to a job function.  Employers should review state regulations prior to processing this report, as an increasing number of states are regulating what positions qualify to have this report used as part of the hiring criteria.